Reasons You're Not Rich Yet!

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As a financial service consultant, as an investor myself, as Realtor in the South Florida area, as an insurance representative, as a former mortgage professional, I have spent many years helping other people overcome financial stumbling blocks so they can become financial independent, or becoming properly protected with good insurance plans.

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EXPECTATION:
To make certain that everyone finds some kind of satisfaction one way or the other..

Commitment to equitable treatment and elimination of mediocrity.
Commitment to diversity in all staff, volunteers, and audiences, including full participation in programs, policy formulation, and decision-making...

We acknowledge and honor the fundamental value and dignity of all individuals.
We pledge ourselves to creating and maintaining an environment that respects diverse traditions, heritages, and experiences..

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Being “rich” can mean different things to different people, but I believe it means having the financial freedom to achieve your goals and live the life.

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Regardless of our upbringing, education, profession or lifestyle, most of us are not where we want to be financially and our reasons are probably more similar than different.

The good news is that it is never too late to become rich if you, like me, are ready to own up to the reasons you’re not and do something about it.

Want to know why you aren’t rich yet? Keep reading our blogs and always visit our site: knowledgefinancial.com.

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Shopping, buying, spending... Stuff you really don’t need, it still adds up fast. But the shopping high only lasts until the guilt and regret set in or the credit card bill arrives.

Most of us are guilty of living beyond our means and using credit cards more than we should.

The problem is that as long as we continue to spend more than we have, we can’t start building wealth. Chronic overspending and high-interest, revolving credit card debt are your worst enemies when it comes to financial success..

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STOP SINKING YOUR OWN BOAT

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Many people assume they aren't rich because they don't earn enough money. If I only earned a little more, I could save and invest better, they say.

The problem with that theory is they were probably making exactly the same argument before their last several raises. Becoming a millionaire has less to do with how much you make, it's how you treat money in your daily life.

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The list of reasons you may not be rich doesn't end at just a few things.. Like:

Not investing money, not owning a business, not paying yourself first, not having an emergency fund, having bad habits, not having goals, not being prepared, trying to make a quick buck, relying on others to handle your money, investing in things you don't understand, being financially afraid and ignoring your finances, spending like you're already rich, not having a game plan, not having a sense of urgency etc.

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Knowledge Financial Group is saying that: The secret of making money is working and making investments.

Also the secret of wealth is found in the commerce...

[Le secret de la bourgoisie se trouve dans le commerce]

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SOLUTIONS:

You feel entitlement: If you believe you deserve to live a certain lifestyle, have certain things and spend a certain amount before you have earned to live that way, you will have to borrow money. That large chunk of debt will keep you from building wealth.

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DIVERSIFICATIONS

You lack diversification: There is a reason one of the oldest pieces of financial advice is to not keep all your eggs in a single basket. Having a diversified investment portfolio makes it much less likely that wealth will suddenly evaporate,disappear.

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PROCRASTINATION

You started too late: The magic of compound interest works best over long periods of time. If you find you're always saying there will be time to save and invest in a couple more years, you'll wake up one day to find retirement is just around the corner and there is still nothing in your retirement account.

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REAL ESTATE

You don't invest in real estate, you chose to rent instead of buying. Renting is paying somebody else mortgages and when you no longer living in that place, what do you have for that money you were paying for so long? Perhaps nothing, nada, zero.

Imagine if you are the owner of a property live in it for five, ten, fifteen, or even twenty years and after you've decided you don't want to live there anymore. you can sell that property having money coming to you or you can rent it still having money coming to you.

Think about income producing property, commercial real estate; there are no better investments than real estate.

Real Estate is always the best investment in all time. People will always need a place to live or to do business. Ask for advice about real estate investments in south Florida by contacting Anthony Jeanty which is an expert in the field, a professional who really knows real estate.

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ENTREPRENEURSHIP

Have passion for what you're doing, Create your own field...

You don't do what you enjoy: While your job doesn't necessarily need to be your dream job, you need to enjoy it. If you choose a job you don't like just for the money, you'll likely spend all that extra cash trying to relieve the stress of doing work you hate.

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Financial Education - Financial Knowledge

You don't like to learn: You may have assumed that once you graduated from college, there was no need to study or learn. That attitude might be enough to get you your first job or keep you employed. But it will never make you rich.

A willingness to learn to improve your career, improve your financial knowledge everyday and that will increase your finances as well.

A good financial education, financial knowledge at Knowledge Financial Group at knowledgefinancial.com are essential if you want to eventually become wealthy.

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Too Much Frivolous Spending

You buy things you don't use: Take a look around your house, in the closets, basement, attic and garage and see if there are a lot of things you haven't used in the past year.

If there are, chances are that all those things you purchased were wasted money that could have been used to increase your net worth.

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'' OUR MISSION // '' OUR VISION // '' OUR VALUE // =

'' OUR EXPECTATION // '' SUCCESS STATEMENT //

Trying to Keep Up with Your Friends

Whether you have friends who recently graduated or others who have been out of college for a few years, you are likely making different salaries. Keeping up with your friends who are making considerably more than you can quickly deplete your funds, which can be devastating to your bank account.

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Not Setting a Budget

Setting a budget offers the best way to keep your money in check. This is especially important for new college graduates who are likely enjoying a larger paycheck than they ever received before. As you set a budget, allocate funds to your expenses as well as savings. Know what's coming in and how much, and what's going out and how much...

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Living Outside of Your Means

Because you now have a full-time job, it may feel like you deserve to purchase luxury items that you have been dreaming about throughout your life. However, this can lead you to live outside of your means, spending more money than you take in. Just like when you create a budget, developing a spending plan to make it possible to purchase these items in the future will save your wallet.

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We at Knowledge Financial Group; We're delighted to bring very helpful information for everyone who's interested

Skipping Loan Repayment and Forgiveness Programs

Student loans kick in about six months after graduation. During that time, research different loan repayment and forgiveness programs to see how you can save money on your repayment options. Planning ahead will ultimately help you save a great deal of money.

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Relying on Credit Cards

Credit cards may seem like a quick budget fix, but paying off what you borrow can take much longer than you intend. They often come with high interest rates and may even have annual fees. If you do have to use a credit card, look for those that have low interest rates and rewards programs. Remember that credit cards offering with low APR or Zero APR have a catch.. Usually missing one payment, or been late one time on any other debts can cause your APR Changed authomatically going high, even higer than the sky. Meaning that an affordable card can possibly become unaffordable.

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Not Having a Rainy-Day Fund

A rainy-day fund will give you the money you need when something unexpected comes up, like a car repair or a large bill due to a medical issue. Because this funds emergency needs, many people skip it. However, it can help you reduce your reliance on credit cards in the future, putting you in a better financial state. Paying Bank Fees

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If you recognize some of the things you do on the list, you know what you need to work on if you want to build your wealth

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Incredible wealth of information; Anyone regardless of experience you can take advantage...

We at knowledgefinancial.com we're here to help from the beginning to the end of it... With up to the minute knowledge.http://knowledgefinancial.com/knowledge

Becoming Wealthy

Becoming wealthy has very little to do with how much money we make, and everything to do with how we treat that money..

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In reality, it is probably not just one of the above bad habits that has kept you from becoming a millionaire, but a combination of a few of them.

Take a hard look at the list, and do some reflecting. If you want to be a millionaire, it’s well within your power, but you’ll have to face the issues that are currently keeping you from creating that wealth before you will have a chance to call yourself one.

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How to Become a Millionaire Using Simple Strategies..
Practically everyone wants to become a millionaire and live the millionaire dream, but it's easier said than done.

However, if you utilize these three strategies, you might be able to join the millionaire crowd by the time you retire.
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, The millionaire dream involves having enough saved for retirement that they'll never need to work or worry about money ever again.
Of course, that task is easier said than done. Practically everyone wants to become a millionaire and live the dream, but the process of how to become a millionaire eludes most people..
Fem Konsa: Holy Trinity of Getting Rich And Mission Statement Of Fem Konsa Capital:= Holy Trinity of Getting Rich. www.femkonsa.blogspot.com
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To begin with, while time is the greatest ally of the investor, a shorter-term mentality has been instilled among investors over the past two decades.
Easier access to information via the Internet has made it so anyone, of any skill level, can invest in the stock market.

This has led to increased periods of market volatility and a precipitous decline in the length of time investors are holding their stocks.
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'' OUR MISSION // '' OUR VISION // '' OUR VALUE // =

'' OUR EXPECTATION // '' SUCCESS STATEMENT //

How to become a millionaire using three simple strategiesBy now, you're probably wondering what you can do to become a millionaire and retire comfortably.

As I see it, the solution could be as simple as employing three strategies that require nothing more than discipline and a commitment to learn some basic financial principles
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Strategy No. 1: Creating a budget
The first step toward becoming a millionaire begins with the ability to save money. As the old saying goes, you need money to make money -- but it's incredibly difficult to save money if you don't understand your cash flow.
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The biggest setback most consumers face when trying to establish a budget is a lack of discipline. Either their spending isn't properly tracked, or the defined goals are simply too loose.

The secret to a great budget is in setting defined lines in the sand on spending categories, such as discretionary spending or groceries, which can help you track your progress on a month-to-month basis and allow you to make adjustments on an as-needed basis...
Financial Academy School The Institute Of Finance And Financial Literacy. I believe this is a fantastic blog that readers should check it out. It is interesting. Financial Academy School The Institute Of Finance And Financial Literacy… READ MORE..http://financialacademyschool.blogspot.com
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Strategy No. 2: Learn to reinvest your dividends and use compound interest at your best advantage.
The second strategy involves utilizing the stock market to seek out solid businesses that pay healthy dividends ... Reinvesting dividends is having the interest of your money making more more for you.

Knowledge Financial Group is for financial literacy, financial education, financial knowledge through social media, blogs,youtube, articles, websites.. www.knowledgefinancial.com

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Strategy No. 3: Minimize or eliminate what you pay in capital gains taxes
Once you've set parameters that allow you to save, and you've set your sights on dividend stocks for the long term, the final step in the process of how to become a millionaire involves using tax-advantaged tools to your benefit.
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